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99.5% Of People Are Rejected For Student Loan Forgiveness Program

(Forbes)


It looks like things haven’t improved much for student loan borrowers: 99.5% of people who applied for public service loan forgiveness have been rejected.


Here’s what you need to know and what to do about it.



Student Loan Forgiveness: Debt Statistics


The U.S. Department of Education released the latest statistics for public service loan forgiveness:


As of September 30, 2018, 41,221 student loan borrowers submitted 49,669 applications for public service loan forgiveness.


Of that total, approximately 44,700 applications have been processed.



Of that total, more than 72% of applications have been denied due to student loan borrowers not meeting the program requirements. For example, borrowers did not have eligible student loans, make 120 qualifying payments or have qualifying employment.



Another 27% of applications for public service loan forgiveness were denied due to missing or incomplete information on the employment certification form.


The Education Department advised these rejected applications to submit an updated Employment Certification form annually. Read more

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